Resources
Compilations
Section titled “Compilations”Readings
Section titled “Readings”General
Section titled “General”- https://www.getfinal.com/company-news/2017/07/20/transaction-processing-flow/
- https://medium.com/@stephenjcho/deciphering-the-payments-stack-efbcb9c8eac4
- https://gendal.me/2014/08/09/a-simple-explanation-of-fees-in-the-payment-card-industry/
- https://moov.io/blog/guides/complete-fintech-dictionary/
- https://kunle.app/august-2021-common-problems-with-bank-partners.html
- https://www.getfinal.com/company-news/2017/03/30/2017-payment-card-landscape/
- Best practices in bank-fintech partnerships - QED & BCG
- Explainer on The Prepaid Rule for Fintechs - Lithic
- Modern Treasury Learn
Newsletters
Section titled “Newsletters”- https://bam.kalzumeus.com/
- https://fintechtldr.substack.com/
- https://www.netinterest.co/
- https://fintechbusinessweekly.substack.com/
- https://www.cardsftw.com/
Credit Cards
Section titled “Credit Cards”Payments / Acquiring
Section titled “Payments / Acquiring”- https://a16z.com/2022/04/15/16-things-to-know-about-raising-debt-for-startups/
- https://mittalrohit.com/lessons-in-raising-debt-capital-for-lending-company-founders-7caececc34c
- https://rohitmittal.substack.com/p/calculating-the-true-cost-of-a-debt
Insurance
Section titled “Insurance”KYC/Identity/Fraud
Section titled “KYC/Identity/Fraud”- Mapping the Identity Verification Tech Stack
- KYC and AML: beyond the acronyms
- Fraud Glossary - RizeFS.com
Marketing
Section titled “Marketing”Compliance
Section titled “Compliance”- Policy Glossary - RizeFS.com
- Basics of Financial Compliance - RizeFS.com
- Fintech Guide to Building U.S. KYC/KYB Operations - Lithic.com
- Fintech Guide to Building a Compliance Program - Lithic.com
- The Complete Guide to Transaction Monitoring - Unit21.ai
Random
Section titled “Random”- https://ayokunle.substack.com/p/time-to-money
- https://www.kunle.app/feb-2020-permissionless-issuing.html
- https://www.kunle.app/may-2020-API-routing-layers.html
- https://www.kunle.app/august-2020-differentiated-and-sustainable-lending-businesses.html
- https://www.kunle.app/dec-2020-financial-reconciliation.html
- https://a16z.com/2020/10/20/payroll-apis/
Product
Section titled “Product”X (formerly Twitter) Threads
Section titled “X (formerly Twitter) Threads”What teams are building in the customer support side of Banking as a Service? I’m struggling to find good examples.
It’s the main operational headache of building a neobank. And everyone needs the same things.
— Will White (@willwhite003), July 26, 2020
I spent the last month diving into “instant” ACH with four different players (Sardine, Astra, Orum and Plaid) and it’s fascinating how much of fintech is being built as I type this message. So damn bullish on this space.
— Aditi Shekar (@aditishekar), April 21, 2022
I’ve spent a lot of time thinking how to best advise and invest into fintech companies, and over time have come up with a few mental frameworks to assist myself. Here’s one of them:
— Aaron (@arfrank), August 24, 2020