The fintech info you need
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NAFC Roadmap
Section titled “NAFC Roadmap”This is a work in progress and a living document.
Guides
Section titled “Guides”- How to select a bank partner
- MTL vs MSB vs National Trust bank charter vs National Charter
- How to launch a card product?
- Credit card vs Charge Card vs Debit Card
- Financial crime prevention and compliance partner selection
- Card product operational preparation
- Managing cards/payments/compliance vendors and sponsor bank relationships
- Financial Crime compliance roles, responsibilities, and alerts
Models
Section titled “Models”Identity & Fraud Models
Section titled “Identity & Fraud Models”- Financial Crime risk assessment
- Origination Fraud
- KYC & Identity Fraud
- Transactional Fraud
- Synthetic Fraud
Financial Product Models
Section titled “Financial Product Models”- Bank Accounts (debit & savings accounts)
- Term Loans (installment, mortgage, student loans)
- Credit Cards (credit & charge cards)
- Debit cards
- Insurance
- Brokerage Accounts
Underwriting Models
Section titled “Underwriting Models”- Credit Risk (Mortgage, Credit Card, Installment Loan, Auto, Payday/Short-term)
- ACH Risk
- Wire Risk
People
Section titled “People”- Customer Operations
- Financial Crime Operations
- Product
- Engineering
Disclosures & Agreements
Section titled “Disclosures & Agreements”Credit Card
Section titled “Credit Card”- Schumer Box
- Credit Cardholder Agreement — CFPB template
- Statement Disclosure
Bank Account
Section titled “Bank Account”- Deposit Account Agreement
- Saving Account Agreement
- Automatic Savings Account Agreement
General
Section titled “General”- Electronic Communications Agreement
- eSign Agreement
- Terms and Conditions
- Company Privacy Policy
Policies
Section titled “Policies”- Bank Secrecy Act / Anti-Money Laundering / OFAC Policy
- Fraud prevention policy
- Collections Policy
- Credit Bureau Reporting
- Third Party Vendor Management
- Information Security Program and Policies
- Business Continuity / Disaster Recovery Policy
Procedures
Section titled “Procedures”- Customer Service Manual
- SAR Filing Process
- OFAC Procedure
- Financial Crime prevention manual